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	<title>Cheerz 2 You!patient</title>
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		<title>Insurance Companies and Referrals</title>
		<link>http://www.cheerz2you.com/2009/02/insurance-companies-and-referrals/</link>
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		<pubDate>Tue, 17 Feb 2009 17:03:37 +0000</pubDate>
		<dc:creator>Jean</dc:creator>
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		<description><![CDATA[Insurance companies have their clients attached to a ‘ball and chain’ by requiring referrals.  You have a primary care physician (PCP) whom your insurance company says you need.  They are responsible for your health and well being and are the first line of defense when diagnosing a problem. 
All of this makes sense [...]]]></description>
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